The Marriott Bonvoy Amex is the only UK credit card that earns Marriott points directly. Most of the time it's a niche card, but the current tripled bonus makes it one of the better sign-up deals around. Here's what you get and who it suits.
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Marriott Bonvoy Amex Review 2026: Is the 60,000-Point Offer Worth It?
Marriott Bonvoy Amex UK review for 2026. The 60,000-point offer to 12 January 2027, £95 fee, 2 points per £1, Silver Elite status and the free night at £25,000 spend.
Key takeaways
- £95 a year. Representative 52.5% APR variable (includes the fee), purchase rate 29.1% variable. Credit is subject to status.
- Limited offer: 60,000 points for £3,000 spend in three months until 12 January 2027. The standard offer is 20,000 (Head for Points).
- Earns 2 Marriott points per £1, or 6 per £1 at Marriott hotels.
- 15 Elite Night Credits a year, which gives automatic Silver Elite status. Spend £15,000 a year for Gold Elite.
- Free night award (up to 25,000 points) when you spend £25,000 in a year.
What does the Marriott Bonvoy Amex include?
| Feature | Marriott Bonvoy Amex |
|---|---|
| Annual fee | £95 (refunded pro rata if you cancel) |
| Representative APR | 52.5% variable (includes the fee) |
| Purchase rate | 29.1% variable |
| Welcome bonus | 60,000 points for £3,000 spend in 3 months (to 12 Jan 2027); standard 20,000 |
| Earn rate | 2 points per £1; 6 per £1 at Marriott |
| Status | 15 Elite Night Credits a year (Silver Elite); Gold Elite at £15,000 spend |
| Free night | Up to 25,000 points after £25,000 spend in a year (top up to 50,000) |
| Foreign spending | 2.99% non-sterling fee |
| Minimum income | £20,000 |
How much is 60,000 Marriott points worth?
Head for Points suggests valuing Marriott points at about 0.5p each for hotel stays, with a floor of roughly 0.42p if you transfer them to airlines. On that basis, the 60,000-point bonus is worth around £300 in hotel stays, against a £95 fee. The standard 20,000-point bonus is worth about £100.
Marriott points also transfer to more than 30 airline schemes, usually at 3 points to 1 mile, which is useful for airlines that have no UK credit card of their own.
Is the ongoing earn rate any good?
Not really. At 0.5p a point, 2 points per £1 is about 1% back, which is similar to the Nectar Amex for a higher fee. Here's a quick way to see it:
Calculator
What would the Marriott Amex earn on your spending?
- Monthly card spending£1,000
- Points value (% of spend)1%
- Annual fee£95
Cashback a year£25
Per month£10.00
After the yearly fee of£95
Over 5 years£125
Assumes 2 Marriott points per £1 valued at about 0.5p each (1%), Head for Points' estimate. Ignores the welcome bonus, Marriott hotel spend (6 points per £1) and the free night award.
That's why Head for Points describes the ongoing earn as "average". The card's value comes from the bonus, the status and, for big spenders, the free night.
Take Action: If you apply, do it before 12 January 2027 to get the tripled bonus, and plan to review the card before your first renewal.
Who is the Marriott Bonvoy Amex best for?
It may suit you if you:
- Stay at Marriott hotels (including Sheraton, Westin, Courtyard and others) a few times a year
- Want Silver Elite status, or Gold Elite by spending £15,000 a year
- Can spend £25,000 a year for the free night
- Want miles with an airline that has no UK card partner
It's less suited to people who rarely stay at Marriott, or who'd rather collect Avios. Amex Platinum also gives Marriott Gold Elite status alongside Hilton, Accor and Meliá, which may suit frequent travellers better (see our Amex Platinum review).
Marriott Bonvoy Amex vs Amex Gold
| Marriott Bonvoy Amex | Amex Gold | |
|---|---|---|
| Annual fee | £95 | £0 in year one, then £195 |
| Welcome bonus | 60,000 Marriott points (to 12 Jan 2027) | 35,000 MR points + £100 Selfridges via referral (to 12 Jan 2027) |
| Earn rate | 2 Marriott points per £1 | 1 MR point per £1 |
| Transfers | Marriott and airlines (mostly 3:1) | Avios 1:1 and other airlines and hotels |
| Status | Marriott Silver Elite | None |
Membership Rewards points from Gold can also be transferred to Marriott, but they're usually worth more as Avios. Holding the Marriott card doesn't stop you getting the Gold bonus, because Gold's 24-month rule only covers Membership Rewards cards.
If flights matter more than hotels, the American Express Gold Card (Representative 85.8% APR variable, credit subject to status) is free in year one. See our Amex Gold review.
Eligibility
You need to be over 18 with a personal income of at least £20,000. You won't get the welcome bonus if you've held any personal Amex card in the previous 24 months, but corporate and business cards, and being a supplementary cardholder, don't count. You can still apply without the bonus and get the other benefits. Credit is subject to status.
FAQ
How much is the Marriott Bonvoy Amex card?
The Marriott Bonvoy American Express Card costs £95 a year in the UK. The Representative APR is 52.5% variable, including the fee, with a 29.1% variable purchase rate. Amex refunds the fee pro rata if you cancel part-way through a year.
What is the current Marriott Bonvoy Amex welcome offer?
Until 12 January 2027, new cardholders earn 60,000 Marriott Bonvoy points after spending £3,000 in the first three months, according to Head for Points. That's triple the standard 20,000-point offer. You won't qualify if you've held a personal Amex in the last 24 months.
What are Marriott Bonvoy points worth?
Head for Points suggests about 0.5p per point for hotel stays, with a floor of around 0.42p if you transfer to airline miles. On that basis, 60,000 points are worth about £300 in hotel stays. Value varies by hotel and date.
Does the Marriott Amex give hotel status?
Yes. Cardholders get 15 Elite Night Credits a year, which is enough for automatic Marriott Bonvoy Silver Elite status. If you spend £15,000 on the card in a year, you get Gold Elite status, which can include room upgrades and late checkout.
How do you get the Marriott Amex free night?
Spend £25,000 on the card in a cardmembership year to earn a free night award for a hotel costing up to 25,000 points a night. You can top it up with up to 25,000 of your own points to book a room costing up to 50,000 points.
The bottom line
The Marriott Bonvoy Amex is usually a niche card for Marriott regulars, but the 60,000-point offer until 12 January 2027 makes it worth a look for anyone who stays at Marriott hotels. If you mainly want flights, Amex Gold is the better first card.
Apply for Amex Gold with our referral link if you'd rather collect points you can turn into Avios. Representative 85.8% APR variable. Credit is subject to status.
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