Next Steps Blog

Practical guides and insights to help you make smarter money moves. Written for UK readers who want clear, actionable financial advice.

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ISA Allowance UK 2026: New Tax Year Limits and Rules Explained

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ISA Allowance UK 2026: New Tax Year Limits and Rules Explained

The 2026-27 tax year brings fresh ISA allowances. Discover your £20,000 limit, LISA bonuses, and how to maximise tax-free savings this year.

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EIS and SEIS UK 2026: Complete Guide to Tax-Efficient Investing

Everything you need to know about Enterprise Investment Scheme and Seed Enterprise Investment Scheme tax reliefs in 2026, including eligibility, risks, and returns.

29 Apr 2026

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Foundations

TopCashback vs Quidco UK: Which Cashback Site Pays More in 2026?

Compare TopCashback vs Quidco UK cashback rates, features and payouts. TopCashback typically offers 10-30% higher rates, but Quidco has lower minimum withdrawals.

28 Apr 2026

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Advanced

Enterprise Investment Scheme UK: Complete EIS & SEIS Guide 2026

Complete guide to Enterprise Investment Scheme (EIS) and SEIS tax relief in the UK. Discover 30-50% income tax relief, eligibility criteria, and investment strategies.

27 Apr 2026

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Self Employed Finances UK: Complete Guide for 2026

Complete guide to managing self employed finances UK in 2026. From sole trader vs limited company decisions to tax planning and pensions - everything you need to know.

25 Apr 2026

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Self Employed Finances UK: Complete Guide for 2026

Master self employed finances UK with our complete 2026 guide. From sole trader vs limited company decisions to tax planning and pension setup - everything you need to know.

24 Apr 2026

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UK Pension Guide 2026: Complete Guide to Retirement Saving

Complete UK pension guide covering workplace pensions, personal pensions, tax relief, and State Pension amounts for 2026. Everything you need for retirement planning.

24 Apr 2026

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How to Improve Credit Score UK: Complete Guide for 2026

Discover proven strategies to improve your credit score UK in 2026. Learn how to check your score for free, understand what's good, and boost your rating fast with expert tips.

15 Apr 2026

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Stability

Best Savings Accounts UK 2026: Rates, ISAs & Expert Guide

Find the best savings accounts UK 2026 has to offer. Compare easy access, fixed rate, and cash ISA rates to maximise your returns and beat inflation.

9 Apr 2026

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UK ISA Allowance 2026: Everything You Need to Know

The UK ISA allowance for 2026/27 is £20,000. Find out how to use it across cash ISAs, stocks and shares ISAs, and Lifetime ISAs to grow your money tax-free.

8 Apr 2026

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Foundations

No Emergency Fund? 9 Alternatives to Protect Yourself

Learn what to do if you do not have an emergency fund. From 0% cards to credit unions, here are practical UK alternatives to stay financially secure.

3 Nov 2025

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Foundations

How to Make Money by Switching Banks

Discover how to profit from UK bank switching offers. Find current promotions, understand the rules, and avoid common mistakes.

3 Nov 2025

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Amex Points Strategy (UK): How to Earn, Maximise and Spend Membership Rewards

Discover how to build the perfect Amex points strategy. Learn which cards to start with, how to stack bonuses, and the smartest ways to redeem points.

3 Nov 2025

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Which Amex Reward Credit Card Is Right for You?

Compare every American Express reward credit card available in the UK. Find the best card for your spending habits, travel goals, and budget.

3 Nov 2025

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Turn Tesco Clubcard Points into 5,000 Virgin Points

Tesco shoppers can earn 5,000 Virgin Points bonus by linking their Clubcard to Virgin Atlantic Flying Club. Learn how to qualify, maximise your points, and turn your Tesco shop into flights.

3 Nov 2025

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Pension vs Active Investing - Which Builds More Wealth?

Should you focus on your pension or invest actively through a GIA or ISA? Compare returns, tax benefits, and flexibility to find the best strategy for you.

3 Nov 2025

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